This website has been created to post Legal Class Action opportunities that I stumble across  -- and I stumbled across far more than I should. 

I was witness to a very large fraudulent underwriting scheme at Bank of America in the 2015 time frame, but was unable to get any class action attorneys to bite. 

I was the lead plaintiff in a class action in CA that did not get certified. It was for a robo-call violation. In that, my Attorneys were a bit taken back by the aggressive nature of the opposing side, and as it turned out, that was a foreboding of what was to come for us in the CA legal lobby.  

Hopefully we can figure out how to get some CA Licensed Attorneys to work with us now, as opposed to against us....

Below are current opportunities:

1. Bank of America and Wells Fargo - ATM forgotten Money Scheme to defraud 

2. Keller Williams - Breach of Broker Scope of Duties Disclosure with a national Home Inspection Franchising Company (could lead to class actions against many of the largest brokerages)

3. Third party transaction Coordinators in CA - Travaille Transactions has done 15,000 transactions with major brokerages like Keller Williams, Coldwell Banker and others and she's not operating within the law

4. Transaction Coordinators in CA - Coldwell Banker has used a Licensed Salesperson as a transaction coordinator for other salespersons, in a manner that we do not believe is sanctioned by statutes. He's supervising fellow salespeople in a way that only a Broker is sanctioned to do. As part of that he may be misleading them as well. 

5. Home Insurance Companies in CA  - We just got quotes from four different companies. All four people asked very different screening questions. In one, there a well liked person who has 30_ year local histroy and it turned out he was full blown gypsy and running misleading marketin scheme.  In two other cases , something more disturbing exposed itself. In those cases, the agents did NOT ask about the siding on our home, but the quotes were delivered stating it had hardiplank cement siding on it. BUT that was only 1 of a few characteristics on the quotes, not remotely all the criteria.  The scheme was one in which they provided quotes, and they presented false information to a buyer that they knew 1) a buyer might not look at that was incorrect (a scheme to establish reason for denial years down the road) or 2) knew a buyer might not try to correct thinking it might have gotten them a lower rate (ie an "adam - eve - apple" scheme).  THIS situation wwith these TWO very different companies is EXTREMELY concerning. Somebody above the retail companies is running organized insurance sales schemes. 

In any class action I post, I can typically provide very in depth industry knowledge one way or another or I can do research for it quickly and in ways most might find valuable. 

I was a military brat. I lived in Europe for 4 years as a child and I did significant international travel until I was in my early 30's.   I graduated highschool in 1988.  I have degree in Mechanical Engineering and an MBA from Virginia Tech. I got certified as a Clinical Hypnotherapist in 2018, but I don't practice regularly.  I worked various jobs in highschool and college that required customer service skills, a drivers license,  and contractor services.  

I worked in the corporate world for 7 years in the 1990s as a design engineer, sales engineer and IT consultant in industries related to nuclear power, robotics, automation, manufacturing, health care, and other professional services

I went self employed in 2000 and I've been in small business or simply "self employed" since then -- and I've been engaged in dozens of industry's as a service provider and/or consumer.  I can tell you things about products, services, vendors and consolidations and companies that most small business people can not, because of the big business background I had before going into small business. 

1. I have been involved in residential real estate development - small scale - 20 projects on rowhomes - $6M in projects. 

2. I've been involved in construction contracting as a licensed contractor. ( part time - 1-2M in services)

3. I've had credit accounts with over 50 vendors and engaged with 50+ subcontractors. 

4. I've had over 50 employees in my lifetime

5. I've directly managed two companies and 15 employees at one time. 

6. I've been involved in  real estate brokerage as an "Agent" (aka Salesperson) (30-40 deals)

7. I've earned money as a full-stack Web-based Software developer and IT Consultant.  ($100,000's)

8. I've earned money running a skin cream manufacturing and internet sales business ($75k+ before selling out)

9. I've acted as a merchant account provided and credit card gateway service provider (with partners)

10. I've written code from scratch to utilize the TSYS credit card gateway and got that certified 

11. I've written the world's first and possibly only fully functional database driven accounting system in a cloud spreadsheet with a dynamic balance sheet that runs off a properly compiled General Ledger. 

12. I coined an acronym (LOSTPED) that is recognized by many across the robotics engineering industry. 

13. I am coining acronyms now (RROA and OAR) that I expect to be recognized across the english speaking legal industry in coming years. 

14.  I've earned money running a metal yard art business selling through farmers markets, craft shows and via internet. 

15. I've managed an Acupuncture and Clinical Nutrition clinic part time for 8 years (where not-from-this-world styles of intuition were used for diagnostics and healing)

16. I got certified as a Catastrophic Claims Insurance Adjuster

17. I've had 20 surgical procedures and 15+ doses of surgical anesthesia (the good stuff). 

18. I've certainly lived a fairly diverse life so far. The money has come and gone a few times now. and I haven't found the magic money stick yet, but I'll keep trying. 

Experience with Commercial Fraud as victims or as engaged with a business that was getting defrauded..

1. I've handled 100's of medical EOB's for myself and documented a dozen + fraudulent billing schemes

2. I've handled 1000+ medical EOBs for a small wellness practitioner and witnessed and documented dozens of fraudulent billing schemes

3. I've originated 60+ mortgages and witnessed numerous fraudulent schemes

4. I've witnessed an overbilling fraud with a Title Company

5. I've witnessed serial fraud with Home Insurance salespeople

6. I've been the victim of a fraud by a longtime CPA \

7. I've been the victiom of Real Estate Brokerage Fraud

8. I've been the victim of Pre-sale Home Inspector frauds

9. I've been the victim of Pre-sale Contractor Concealment

10. I've been Plaintiffs in real estate cases and been the victim of gross Defense Attorney fraud on numers occasions and in ways that has cost me over $400,000 and my net worth is now less than that

11. I've been filed DOZENS of complaints with state and federal professional oversight bodies for 8 to 10 different types of professionals  and only seen partially proper adjudication 2 times. 

The United States is a Professional Services shit-hole and we either need more Class Action attorneys to engage in a broader range of services for th rest of us, or we need to change everything about the way we manage fraud in a way that will diminish or eliminate our reliance on and need for Class Action attorneys.   

1. The Commercial Corruption is everywhere and everyone is doing it.

2.  It's impossible to describe this level of commercial corruption to a teenager who thinks America is great.  

3. No teenager should be duped into College expenses or skilled trade schools, only to come out the other side to find out they have to become a commercial gypsy and eat their neighbors and clients to make more than $50k year. Rather than doing that, I'd rather teach them how to be commercial gypsies at a young age, and then teach them how to respect each other while consuming their elders who failed to till the soil for their communal commercial success.